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Sample CalculatorMethod 1 Method 1 of 3: Using an Online Calculator Download Article. Open an online loan calculator. ...Method 2 Method 2 of 3: Calculating Loan Payments Manually Download Article. Write down the formula. ...Method 3 Method 3 of 3: Understanding How Loans Work Download Article. Understand fixed-rate versus adjustable-rate loans. ...How to calculate mortgage repayment?
Step one: Subtract Principal payments you have already made from the total amount borrowed.Step two: Divide by the number of payments left on your loan.Step three: This gives you the total Principal repayment for remaining payments left on the life of your loan (this does not give you the total amount payable on the ...What is the formula for calculating a loan payment?
Identify the sanctioned loan amount, which is denoted by P.Now figure out the rate of interest being charged annually and then divide the rate of interest by 12 to get the effective interest rate, which is denoted by r.Now determine the tenure of the loan amount in terms of a number of periods/months and is denoted by n.More items...